Difficult? That's your hard luck! (5)
I believe the answer is:
tough
'difficult?' is the definition.
(similar in meaning)
I don't understand the rest of the clue.
Can you help me to learn more?
(Other definitions for tough that I've seen before include "Rough, violent; strong" , "Resilient; thug" , "Unlucky" , "Taxing" , "Strict, uncompromising" .)