It's worth having a community centre in a low area (5)
I believe the answer is:
value
'it's worth' is the definition.
(value is a kind of worth)
'a community centre in a low area' is the wordplay.
'centre' indicates the central letters.
'in' means one lot of letters goes inside another.
'a low area' becomes 'vale' (I've seen this in another clue).
The middle of 'community' is 'u'.
'u' going into 'vale' is 'VALUE'.
'having' acts as a link.
(Other definitions for value that I've seen before include "Intrinsic goodness" , "Cost" , "Hold in high regard" , "Consider to be important" , "Treasure" .)