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Financial adviser effects a change to incomes (9)

Ross

I believe the answer is:

economist

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'financial adviser effects' is the definition.
Although both the answer and definition are singular nouns, I cannot see how they can define each other.

'a change to incomes' is the wordplay.
'a change' is an anagram indicator.
'to'+'incomes'='toincomes'
'toincomes' with letters rearranged gives 'ECONOMIST'.

Can you help me to learn more?

(Other definitions for economist that I've seen before include "One versed in the management of a country's material resources" , "Friedman, say" , "government adviser, possibly" , "Expert in the management of a country's material resources" , "Money supply expert" .)

I've seen this clue in The Globe and Mail.
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