Crossword Genius

Having trouble when bathing? (2,3,5)

Ross

I believe the answer is:

in hot water

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'bathing?' is the definition.
I don't know anything about this answer so I cannot tell whether this works.

'having trouble' is the wordplay.
'having' becomes 'in' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'trouble' becomes 'hot water' (to get in hot water is to get in trouble).
'in'+'hotwater'='IN HOT WATER'

'when' is the link.

Can you help me to learn more?

(Other definitions for in hot water that I've seen before include "having a bath?" , "Washing-up is done so" , "Where eggs may be cooked" , "Facing reprimand" , "Bubbles may appear" .)

I've seen this clue in The Globe and Mail and The Irish Times.
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