Husband wearing cravat. Loud. Criminal, actually (5)
I believe the answer is:
thief
'criminal actually' is the definition.
I can't judge whether this definition defines the answer.
'husband wearing cravat loud' is the wordplay.
'husband' becomes 'h'.
'wearing' is an insertion indicator.
'cravat' becomes 'tie' (I can't explain this - if you can you should give a lot more credence to this answer).
'loud' becomes 'f' (A musical term).
'h' going inside 'tie' is 'thie'.
'thie'+'f'='THIEF'
Can you help me to learn more?
(Other definitions for thief that I've seen before include "Unlawful taker" , "Pilferer" , "'Taffy was a - - '" , "Raffles, say" , "Person who steals things" .)