Notwithstanding fines, I opt to get wrecked (2,5,2)
I believe the answer is:
in spite of
'notwithstanding' is the definition.
(I've seen this in another clue)
'fines i opt to get wrecked' is the wordplay.
'fines i opt' can be anagrammed to 'IN SPITE OF'.
Though, I am not clear how this is indicated.
Can you help me to learn more?
(Other definitions for in spite of that I've seen before include "Notwithstanding" , "nevertheless" .)