Crossword Genius

One in the red oyster bed is missing? Yes! (6)

Ross

I believe the answer is:

debtor

I'm a little stuck... Click here to teach me more about this clue!

'one in the red' is the definition.
The definition and answer can be both people as well as being singular nouns.
Maybe they are linked in a way I don't understand?

'oyster bed is missing? yes' is the wordplay.
I cannot quite see how this works, but
an anagram of 'bed' is 'deb' which is located in the answer.
The remaining letters 'tor' is a valid word which might be clued in a way I don't see.
This may be the basis of clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for debtor that I've seen before include "Borrower" , "One owing money" , "Person owing money" , "Opposite of creditor" , "One who owes money" .)

I've seen this clue in the Irish Times.
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