Retirement place? (3)
I believe the answer is:
I believe this clue is a double definition.
'retirement' is the first definition.
'place?' is the second definition.
(bedding is a kind of placing)
(Other definitions for bed that I've seen before include "e.g. Four-poster", "Place for plants and sleep", "For sleep and flowers", "Plot in which plants are growing", "Sleeping place".)