Crossword Genius

Success in returning what's owed for furniture (4,3)

Ross

I believe the answer is:

twin bed

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'furniture' is the definition.
(twin bed is a kind of furniture)

'success in returning what's owed' is the wordplay.
'success' becomes 'win' (I've seen this in another clue).
'in' indicates putting letters inside.
'returning' is a reversal indicator.
'what's owed' becomes 'debt' (I can't explain this - if you can you should believe this answer much more).
'debt' back-to-front is 'tbed'.
'win' inserted into 'tbed' is 'TWIN BED'.

'for' acts as a link.

Can you help me to learn more?

(Other definitions for twin bed that I've seen before include "One of a matching pair in a room for two" , "This may be found in a double room" , "One of a pair to sleep on" , "place for retirement" .)

I've seen this clue in The Times.
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