Crossword Genius

Taking sun top off fades what's usually beneath (6)

Ross

I believe the answer is:

undies

I'm a little stuck... Click here to teach me more about this clue!

'taking sun top' is the definition.
The answer and definition can be both man-made objects as well as being singular nouns.
Maybe there's an association between them I don't understand?

'off fades what's usually beneath' is the wordplay.
I cannot quite see how this works, but
'fades' could be 'dies' (I've seen this in another clue) and 'dies' is located in the answer.
The remaining letters 'un' is a valid word which might be clued in a way I don't understand.
This may be the basis of clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for undies that I've seen before include "Knickers (abbrev.)" , "Undergarments (colloq.)" , "Pants" , "Used in (anag) -- unmentionables" , "Lingerie -- is nude (anag)" .)

I've seen this clue in The Guardian.
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