Finished, haggard and in debt (9)
I believe the answer is:
overdrawn
'and in debt' is the definition.
I can't judge whether this defines the answer.
'finished haggard' is the wordplay.
'finished' becomes 'over' (over can mean finished or ended).
'haggard' becomes 'drawn' (synonyms).
'over'+'drawn'='OVERDRAWN'
Can you help me to learn more?
(Other definitions for overdrawn that I've seen before include "The big spender's account may be so" , "bust?" , "lacking a healthy balance?" , "Cartoonishly exaggerated" , "venturing into red" .)