Gear found around business lot (6)
I believe the answer is:
kismet
'lot' is the definition.
(I've seen this before)
'gear found around business' is the wordplay.
'gear' becomes 'kit' (kit is a kind of gear).
'found around' is an insertion indicator.
'business' becomes 'sme' (I can't justify this - if you can you should believe this answer much more).
'kit' going around 'sme' is 'KISMET'.
Can you help me to learn more?
(Other definitions for kismet that I've seen before include "Fate - 1953 musical" , "Turkish fate, destiny" , "Will of Allah" , "fortune" , "lot in life" .)