Universal type of shop where individuals acquire sweater (3-4)
I believe the answer is:
one-stop
'universal type of shop' is the definition.
I don't know anything about this answer so I can't judge whether this works.
'individuals acquire sweater' is the wordplay.
I cannot really understand how this works, but
'individuals' could be 'ones' (one can mean an individual person or thing) and 'ones' is located in the answer.
'sweater' could be 'top' (both can mean an item of clothing) and 'top' is found in the answer.
This accounts for all the letters.
This explanation may well be incorrect...
'where' acts as a link.
Can you help me to learn more?
(Another definition for one-stop that I've seen is " (Of a store) providing a variety of goods and services".)