A garment to take to the cleaners? (6)
I believe the answer is:
fleece
This clue is a double definition.
'a garment' is the first definition.
(I've seen this before)
'take to the cleaners?' is the second definition.
(both can mean to cheat or defraud)
'to' acts as a link.
(Other definitions for fleece that I've seen before include "Warm jacket" , "Wool, of a sheep perhaps" , "Woolly coat of a sheep" , "Animal coat - charge exorbitantly" , "Sheepskin - strip - swindle" .)