Crossword Genius

A podgy little chap can still have such charm! (5)

Ross

I believe the answer is:

fatal

I'm a little stuck... Click here to teach me more about this clue!

'still have such charm' is the definition.
I can't judge whether this definition defines the answer.

'a podgy little chap' is the wordplay.
'a podgy little' becomes 'fat' (I can't explain this - if you can you should believe this answer much more).
'chap' becomes 'Al' (man's name).
'fat'+'al'='FATAL'

'can' is the link.

Can you help me to learn more?

(Other definitions for fatal that I've seen before include "Unavoidable" , "Leading to disaster" , "Disastrous, maybe lethal" , "Death-dealing" , "Causing death, say accident" .)

I've seen this clue in the Evening Standard.
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