Borrow, but not really (3)

I believe the answer is:

bum

'borrow but not really' is the definition.
(I've seen this in another clue)

This is the entire clue.

(Other definitions for bum that I've seen before include "US tramp" , "False" , "American hobo or vulgar bottom" , "American hobo or English bottom" , "American hobo or vulgar backside" .)

I've seen this clue in the LA Times.

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