Credit cushy schooling? (4,5)
I believe the answer is:
easy terms
'credit' is the definition.
(type of payment through credit)
'cushy schooling?' is the wordplay.
'cushy' becomes 'easy' (similar in meaning).
'schooling?' becomes 'terms' (I am not sure about this - if you are sure you should believe this answer much more).
'easy'+'terms'='EASY TERMS'
Can you help me to learn more?
(Other definitions for easy terms that I've seen before include "Teachers may prefer these" , "popular with students, no doubt" , "popular with schoolchildren" , "Students won't be stretched by these" , "financial incentives" .)