Crossword Genius

Don't hand over if equipped to carry cargo (8)

Ross

I believe the answer is:

withhold

I'm a little stuck... Click here to teach me more about this clue!

'don't hand' is the definition.
The definition and answer can be both to do with ownership as well as being verbs in their base form.
Perhaps you can see a link between them that I can't see?

'if equipped to carry cargo' is the wordplay.
I cannot quite understand how this works, but
'carry' could be 'hold' (synonyms) and 'hold' is present in the answer.
The remaining letters 'with' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

'over' acts as a link.

Can you help me to learn more?

(Other definitions for withhold that I've seen before include "Refrain from revealing" , "Keep back" , "Keep for oneself" , "Refuse to give or grant" , "Keep in reserve, do not release" .)

I've seen this clue in The Globe and Mail and the Evening Standard.
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