Crossword Genius

Emerging plane passengers are so hard up (4,3,3)

Ross

I believe the answer is:

down and out

I'm a little stuck... Click here to teach me more about this clue!

This might be a double definition.

'emerging plane passengers are' is the first definition.
Although both the answer and definition are singular nouns, I don't understand how one could define the other.

'hard up' is the second definition.
Both the answer and definition are adjectives. Maybe you can see a link between them that I don't see?

'so' is the link.

Can you help me to learn more?

(Other definitions for down and out that I've seen before include "staying put on the canvas?" , "destitute" , "unable to fight any further?" , "in Paris and London, perhaps" , "Unfortunate" .)

I've seen this clue in the Sydney Morning Herald.
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