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Exams, incorporating problem and answer, bearing fruit (8)

Ross

I believe the answer is:

satsumas

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'exams incorporating problem and answer bearing fruit' is the definition.
I can't tell whether this defines the answer.

'exams incorporating problem and answer' is the wordplay.
'exams' becomes 'sats' (american school tests).
'incorporating' means one lot of letters goes inside another.
'problem' becomes 'sum' (arithmetic problem).
'and' means one lot of letters go next to another.
'answer' becomes 'a' (abbreviation eg in Q and A).
'sum'+'a'='suma'
'sats' going around 'suma' is 'SATSUMAS'.

Can you help me to learn more?

(Other definitions for satsumas that I've seen before include "Seedless mandarins" , "Sam sat us down to the oranges" , "Small oranges" , "Seedless oranges with thin skin" , "Oranges from a Japanese province" .)

I've seen this clue in The Times.
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