Expect Penny to start over (7)
I believe the answer is:
presume
'expect' is the definition.
(I know this)
'penny to start over' is the wordplay.
I cannot really understand how this works, but
'penny' could be 'p' (short for pence) and 'p' is found within the answer.
'over' could be 're' and 're' is found within the answer.
This may be the basis of the clue (or it may be nonsense).
Can you help me to learn more?
(Other definitions for presume that I've seen before include "Take for granted" , "Believe" , "Take to be the case" , "Suppose; take liberties" , "Surmise" .)