Fabric many are reluctant to make (5)
I believe the answer is:
cloth
'fabric' is the definition.
(I know that fabric can be written as cloth)
'many are reluctant to make' is the wordplay.
I cannot quite understand how this works, but
'many' could be 'lot' (a lot of something) and 'lot' is found in the answer.
The remaining letters 'ch' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...
Can you help me to learn more?
(Other definitions for cloth that I've seen before include "Gingham, say" , "Textiles" , "Sails" , "ministers" , "rag" .)