Crossword Genius

Finished plan creating bank facility for customers (9)

Ross

I believe the answer is:

overdraft

'bank facility for customers' is the definition.
(as in an overdraft on a bank account)

'finished plan' is the wordplay.
'finished' becomes 'over' (similar in meaning).
'plan' becomes 'draft' (drafting is a kind of planning).
'over'+'draft'='OVERDRAFT'

'creating' acts as a link.

(Other definitions for overdraft that I've seen before include "Debit balance in bank account" , "money that must be repaid" , "figure in red?" , "Red balance" , "shows lack of balance" .)

I've seen this clue in The Telegraph.
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