In certain circles ANC needs indemnity (9)
I believe the answer is:
insurance
'indemnity' is the definition.
(I know that indemnity can be written as insurance)
'in certain circles anc' is the wordplay.
'certain' becomes 'sure' (synonyms).
'circles' indicates putting letters inside.
'sure' placed around 'anc' is 'surance'.
'in'+'surance'='INSURANCE'
'needs' is the link.
(Other definitions for insurance that I've seen before include "Protection against a future eventuality" , "Such a policy guarantees" , "Indemnity" , "Cover against loss" , "Guarantee of compensation in return for a premium" .)