Crossword Genius

Insect one bug found in baby hospital? (5,4)

Ross

I believe the answer is:

tiger moth

I'm a little stuck... Click here to teach me more about this clue!

'insect' is the definition.
(tiger moth is a kind of insect)

'one bug found in baby hospital?' is the wordplay.
I cannot quite see how this works, but
'one' could be 'i' (Roman numeral) and 'i' is found in the answer.
'bug' could be 'germ' (synonyms) and 'germ' is found in the answer.
'baby' could be 'tot' (I've seen this in another clue) and 'tot' is located in the leftover letters.
'hospital?' could be 'h' (abbreviation for hospital on maps) and 'h' is present in the answer.
This accounts for all the letters.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for tiger moth that I've seen before include "producer of woolly bears" , "Woolly bear" , "this one has brightly-coloured wings" , "Spotted flyer" , "Insect - aeroplane" .)

I've seen this clue in The Telegraph.
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