Lousy pension so far, to reward all that hard work (3,4,5)
I believe the answer is:
for ones pains
'reward all that hard work' is the definition.
I don't know anything about this answer so I can't judge whether this works.
'lousy pension so far' is the wordplay.
'lousy' is an anagram indicator.
'pension'+'so'+'far'='pensionsofar'
'pensionsofar' with letters rearranged gives 'FOR ONES PAINS'.
'to' acts as a link.
Can you help me to learn more?
I've seen this clue in The Times.
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