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Offensive, swimming round the Isle of Wight (8)

Ross

I believe the answer is:

insolent

I'm a little stuck... Click here to teach me more about this clue!

'offensive' is the definition.
(thesaurus)

'swimming round the isle of wight' is the wordplay.
I cannot really understand how this works, but
'round' could be 'o' (round can mean a round object) and 'o' is located in the answer.
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is present in the answer.
'isle' could be 'i' (geographical abbreviation) and 'i' is found within the answer.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for insolent that I've seen before include "Cheeky" , "Bold" , "Rudely disrespectful" , "Impertinent" , "Brash" .)

I've seen this clue in The Mirror.
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