Crossword Genius

Queen meeting scoundrel in uncomplicated story (9)

Ross

I believe the answer is:

narrative

I'm a little stuck... Click here to teach me more about this clue!

'story' is the definition.
(synonyms)

'queen meeting scoundrel in uncomplicated' is the wordplay.
I cannot really understand how this works, but
'queen' could be 'r' (abbreviation for regina, e.g. in ER ) and 'r' is located in the answer.
'scoundrel' could be 'rat' (I've seen this in other clues) and 'rat' is found within the answer.
The remaining letters 'naive' is a valid word which might be clued in a way I don't understand.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for narrative that I've seen before include "Telling a story" , "Story line" , "relation" , "Account describing events" , "Spoken account; story" .)

I've seen this clue in The Independent.
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