Crossword Genius

Secure conditions, saving money in times of cold weather (7)

Ross

I believe the answer is:

winters

I'm a little stuck... Click here to teach me more about this clue!

'secure conditions saving money in times of cold weather' is the definition.
I can't judge whether this definition defines the answer.

'secure conditions saving' is the wordplay.
'secure' becomes 'win' (I've seen this in another clue).
'conditions saving' becomes 'ters' (I can't justify this - if you can you should give a lot more credence to this answer).
'win'+'ters'='WINTERS'

Can you help me to learn more?

(Another definition for winters that I've seen is " Seasons".)

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