Silver penny no longer in circulation? (5)

I believe the answer is:

plate

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'silver' is the definition.
(silver can mean dishes, crockery etc)

'penny no longer in circulation?' is the wordplay.
'penny' becomes 'p'.
'no longer in circulation?' becomes 'late' (I am not sure about this - if you are sure you should give a lot more credence to this answer).
'p'+'late'='PLATE'

Can you help me to learn more?

(Other definitions for plate that I've seen before include "This glass is thick as for shop window" , "Salver" , "Denture" , "Item of crockery" , "Cover with metal" .)

I've seen this clue in The Sun.

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