Skimpy garment finally adopted by husband returning to India (5)
I believe the answer is:
dhoti
'skimpy garment' is the definition.
'dhoti' can be an answer for 'garment' (dhoti is a kind of garment). I'm not certain of the 'skimpy' bit.
'finally adopted by husband returning to india' is the wordplay.
'finally' suggests the final letters.
'by' means one lot of letters go next to another.
'husband' becomes 'h' (abbreviation).
'returning' says the letters should be written backwards.
'india' becomes 'i' (phonetic alphabet: alpha, bravo, charlie etc.).
The final letter of 'adopted' is 'd'.
'to' written backwards gives 'ot'.
'd'+'h'+'ot'+'i'='DHOTI'
Can you help me to learn more?
(Other definitions for dhoti that I've seen before include "Simple Indian garment" , "Cloth round middle" , "Loincloth worn by Indians" , "Skimpy item of clothing" , "Indian attire" .)