Crossword Genius

They help those wishing to take cover (8)

Ross

I believe the answer is:

insurers

I'm a little stuck... Click here to teach me more about this clue!

'they help those wishing to' is the definition.
I know nothing about this answer so I cannot tell whether it can be defined by this definition.

'cover' is the wordplay.
I cannot quite understand how this works, but
'cover' could be 'insure' (synonyms) and 'insure' is located in the answer.
This explanation may well be incorrect...

'take' is the link.

Can you help me to learn more?

I've seen this clue in The Irish Independent and The Guardian.
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