Three meals a day and money you don't have to work for (7)

I believe the answer is:

pension

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'for' is the definition.
Both the definition and answer are singular nouns.
Maybe they are linked in a way I don't understand?

I can't explain the remainder of the clue.

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(Other definitions for pension that I've seen before include "Retired person's allowance" , "Regular payment for older people" , "what oldies may have earned" , "Retirement allowance" , "Retired person's income" .)

I've seen this clue in the Evening Standard.

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