Crossword Genius

Time to pay for quite a few? (3,7,5)

Ross

I believe the answer is:

the morning after

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'few?' is the definition.
I know nothing about this answer so I cannot tell whether it can be defined by this definition.

'time to pay for quite a' is the wordplay.
I cannot really understand how this works, but
'time' could be 'morning' (morning is a kind of time) and 'morning' is found in the answer.
'a' is present in the answer.
This explanation may well be incorrect...

Can you help me to learn more?

(Other definitions for the morning after that I've seen before include "hangover" , "unpleasant consequences" , "Consequences of indulgence" , "Unpleasant after-effects of an evening's drinking" .)

I've seen this clue in The Sunday Times and The Times.
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