Crossword Genius

Tip exceeding funds available? (11)

Ross

I believe the answer is:

overbalance

I'm a little stuck... Click here to teach me more about this clue!

'tip' is the definition.
(I've seen this before)

'exceeding funds available?' is the wordplay.
I cannot quite see how this works, but
'exceeding' could be 'over' (I've seen this in another clue) and 'over' is located in the answer.
The remaining letters 'balance' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

Can you help me to learn more?

(Other definitions for overbalance that I've seen before include "Topple" , "Tip" , "Fall down" , "Come a cropper" , ""take a tumble."" .)

I've seen this clue in The Times.
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