Crossword Genius

Web image needing time to understand for the present? (4,5)

Ross

I believe the answer is:

gift token

I'm a little stuck... Click here to teach me more about this clue!

'web image needing time' is the definition.
I don't know anything about this answer so I cannot tell whether this works.

'understand for the present?' is the wordplay.
I cannot quite see how this works, but
'understand' could be 'ken' (I've seen this in another clue) and 'ken' is present in the answer.
'for' could be 'to' (eg both can mean 'in the opinion of') and 'to' is found in the answer.
'the' could be 't' (the is pronounced as a 't' sound in some dialects) and 't' is found within the answer.
The remaining letters 'gif' is a valid word which might be clued in a way I don't understand.
This may be the basis of the clue (or it may be nonsense).

'to' is the link.

Can you help me to learn more?

(Other definitions for gift token that I've seen before include "Exchangeable present" , "Card exchanged for goods" , "Voucher as a present" .)

I've seen this clue in The Times.
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