Crossword Genius

Woman’s entitlement to enter hire purchase; check it out (2,3,6)

Ross

I believe the answer is:

lo and behold

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If this is the answer I cannot explain how the clue works.

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(Other definitions for lo and behold that I've seen before include "This is new!" , "what a wonderful thing" .)

I've seen this clue in The Times.
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