An animal has time for charm (6)
I believe the answer is:
amulet
'for charm' is the definition.
(synonyms)
'an animal has time' is the wordplay.
'an' becomes 'a'.
'animal' becomes 'mule' (offspring of a donkey and a horse).
'has' says to put letters next to each other.
'time' becomes 't' (abbreviation).
'a'+'mule'+'t'='AMULET'
(Other definitions for amulet that I've seen before include "Small item of jewellery" , "Charm protecting against evil" , "lucky defender" , "Charm worn to ward off evil" , "Mascot" .)