Clumsy combination of loafer and cheap jewellery (8)

I believe the answer is:

bumbling

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'clumsy' is the definition.
(I know that clumsy can be written as bumbling)

'cheap jewellery' is the wordplay.
'cheap' becomes 'bum' (synonyms).
'jewellery' becomes 'bling' (informal term for jewellery).
'bum'+'bling'='BUMBLING'

'combination of loafer and' acts as a link.
I am not very happy about this link. Some or all of it may be part of another bit of the clue.

Can you help me to learn more?

(Other definitions for bumbling that I've seen before include "Clumsy" , "Staggering clumsily (like a bee?)" , "Faltering, fumbling" .)

I've seen this clue in the Sydney Morning Herald.

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