Queuing, say, outside cold bank (7)
I believe the answer is:
incline
'bank' is the definition.
(I've seen this before)
'queuing say outside cold' is the wordplay.
'queuing say' becomes 'in line' (standing in line).
'outside' indicates putting letters inside.
'cold' becomes 'c' (eg on taps).
'inline' placed around 'c' is 'INCLINE'.
(Other definitions for incline that I've seen before include "Turn" , "Bend forwards" , "Gradient" , "Be disposed to" , "Lean (towards)" .)